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Finance for You
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Finance for You was set up to cater for the fast-paced and ever changing needs of our customers all across Ireland. We offer very innovative, fair and personalised lending solutions for individuals that want tailored loans, regardless of their particular circumstances or their credit history.

We want to facilitate you to achieve your dreams, progress your life and that of your families and if relevant repair your credit rating.  Finance for You believes in responsible lending without burdening people and this forms the basis to our robust underwriting process.

Our aspiration is to become a leader in convenient, innovative and tailored consumer finance by focusing on leading edge technology solutions that benefit the customer, based on a sound understanding of their needs and challenges.

The four key pillars to our responsible lending are;

Transparency

We communicate openly and transparently with our customers. The interest rate is clearly explained upfront and is applicable to your personal circumstances and risk profile. There are no hidden fees or penalties.

Protection

The protection of your personal data is paramount to us. We use the latest and most advanced encryption technology to keep our customers’ details safe. We will NEVER share your personal details with any other third party.

Diligence

We use the most up-to-date information to assess and approve and underwrite loan applications to the highest standard. We source and analyse from both traditional and alternative sources. As part of our ongoing commitment to responsible lending, we access and share data with credit bureaus.

Compliance

We operate in a highly regulated environment and our focus is to ensure all our lending has our customers’ best interest at the heart of everything we do. We continuously monitor the regulatory environment to ensure we are fully complaint in everything we do.
  • Home
  • About us
    • Careers
  • Bad Credit
  • Car Loans
    • Hire Purchase
    • Terms and Conditions
  • Help & Support
    • Loan Repayment Difficulties
  • Contact us
  • Find Dealer
  • Client Portal
    • Client Login
    • Register
  • Apply Now
Finance For You Limited t/a Finance For You and Smart Loans is regulated by the Central Bank of Ireland.
Warning: You may have to pay charges if you pay off a hire-purchase agreement early.
Warning: If you do not meet the repayments on your hire–purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access a hire- purchase agreement in the future.
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