Terms Of Use

Website Terms

Please read this carefully. This sets out the conditions which govern your use of this website and of any material that may be made available. Only use this website if you agree to the following conditions.

Introduction

Finance For You Ltd’s registered office is 77 New Street, Killarney, Co Kerry  V93 YCY5 is registered in the Republic of Ireland (Registration Number : 582973).

The terms set out below constitute an agreement between the user ( “you”) and Finance For You Ltd (“us “/”we”) and set out the conditions upon which you may view the Website and access the information, products, material and services available on the Website. We reserve the right to alter the Website and any of the terms, conditions and provisions of the Website (whether contained in these Website Terms and Conditions, our Privacy Statement, our Cookie Policy or elsewhere), at any time. It is your responsibility to view the terms, conditions and provisions of the Website regularly and thoroughly; so, every time you wish to use our Website, please check these Website Terms and Conditions to ensure you agree to the terms which apply at that time.

Governing Law and Jurisdiction

Information appearing on this Website is provided in accordance with and subject to the laws of the Republic of Ireland and the laws of the Republic of Ireland govern the conduct and operation of this website. The courts of the Republic of Ireland have exclusive jurisdiction over all claims or disputes arising in relation to, out of, or in connection with these Terms and Conditions of Use, the information contained on this Website, and any use made of that information. Any such claims or disputes shall be resolved in accordance with the laws of the Republic of Ireland.

Disclaimer as to accuracy of information

Care has been taken in the preparation of the information contained on this Website. However, we do not make any representations or warranties as to the accuracy, completeness, timeliness, merchantability, fitness for a particular purpose of the information contained on this Website. Any information whether or not is classified as “real time” may have stopped being current by the time it reaches you. Any opinions or comments expressed on this Website reflect our judgement at the date of issue and are subject to change without notice. Any pricing is indicative and does not, and is not intended to, constitute either an offer to buy or sell or a representation that a purchase or sale can be effected at that price.

Need for professional advice

You should not rely on any information contained on the Website in relation to a specific issue or decision without taking financial or other advice from an appropriately qualified professional adviser.

Prohibited use of Website

The information on this Website is not intended to be provided to and should not be used in any State or jurisdiction of any nature in which access to or use of such information is prohibited, whether in the format in which it is presented on this Website or otherwise. If you have any doubts about the legality of your using this Website, you should not continue any further.

Not an offer or solicitation

The information contained on this Website is not intended to nor does it constitute an offer or solicitation of financial services by us or any of us. Unless otherwise stated, residents of the Republic of Ireland only are invited to apply for the credit products and/or any other products/ or services listed. Users of this Website should note that each of these products and services are provided subject to separate specific terms and conditions and/ or separate specific terms of business which should be carefully read.

Amendments

The contents of this Website, including these Terms and Conditions of Use, any information contained on this Website and our Privacy Statement are subject to change and to being updated without notice from time to time.

Security

Please note that Finance For You Ltd cannot guarantee the privacy or confidentiality of information relating to you that passes over the Internet. In accessing this Website and in availing of any of the services/information available on or via this Website, you are deemed by these Terms and Conditions of Use to accept that electronic mail messaging and Internet communication may not be free from interference by third parties and may not remain confidential.

In all circumstances the use by you of this Website is at your sole risk.

Privacy Statement

Finance For You Ltd’s will use your personal data in the manner set out in its Privacy Statement. However, in the event of a conflict between the Privacy Statement and these Terms and Conditions of Use, the Terms and Conditions of Use shall prevail.

General disclaimer of liability

No member of Finance For You Ltd (or any other person involved with the provision and maintenance of this Website) takes any responsibility for the accuracy of the information provided on this Website. Use of such information is at the user’s sole risk. No member of Finance For You Ltd accepts any liability for any loss or damage of any nature, including but not limited to loss of profits, goodwill, or any other type of financial or other pecuniary or direct or special indirect or consequential loss howsoever arising whether in negligence or for breach of contract or other duty as a result of:

• use of this Website, including but not limited to any electronic mail messaging and Internet communication that may arise from, in the course of or pursuant to such use; and/or
• reliance on the information contained in this Website, whether:
  • downloaded or not;
  • authorised or not.

Finance For You Ltd makes no representation or warranty or undertaking of any kind in relation to the analysis, information or commentary contained on this Website or the completeness, timeliness, merchantability, fitness for a particular purpose or accuracy of such information.

Right of Finance For You to information on this Website

The information contained on this Website may not be copied, transmitted, amended or reproduced in any form whatsoever without the prior written consent of Finance For You Ltd.

Attempted use of Website

These Terms and Conditions of Use shall also apply, subject to alteration as necessary, to attempted access of the Website and attempted use of information on it.

General

In the event that any provision in these Terms and Conditions of Use is held to be unenforceable or invalid, such provision shall be severed and the remaining provisions shall be enforceable to the fullest extent permitted by the laws of Republic of Ireland.

Clause headings in these Terms and Conditions of Use are for reference purposes only and shall not be used to construe or determine the meaning of any or all of these Terms and Conditions of Use.

IMPORTANT INFORMATION

Finance For You Ltd reserves the right to suspend or withdraw access to the webpages without notice at any time and accepts no responsibility for these webpages not being available at all times. No member of Finance For You Ltd (or any other person involved with the provision and maintenance of this Web site) provides any warranty as to the freedom of this site from errors, defects, viruses or other forms of harmful or malicious programs, components or macros. The information contained on these webpages is, unless otherwise specifically stated, the property of Finance For You Ltd information and material contained on these webpages is for personal use only and may not be copied, printed, published, transmitted, amended or reproduced in any form whatsoever without the prior consent of Finance For You Ltd. Finance For You Ltd grants personal users permission (a licence) to:

• browse this material (including making such copies in RAM or other temporary storage device necessary to facilitate such browsing)
• print out hard copies for personal use.

All intellectual property rights associated with the webpages and their contents are reserved to Finance For You Ltd and its licensors.

This Important Information shall also apply, subject to alterations as necessary, to attempted access of the webpages and attempted use of information on them.

COPYRIGHT CONTENT

Unpublished. All Rights Reserved. This information may only be used for your internal use, may not be reproduced or redisseminated in any form. None of this information is intended to constitute financial avice or a recommendation to make (or refrain from making) any kind of financial decision and may not be relied on as such. This information is provided on a “as is”; basis and the user of this information assumes the entire risk of any use it may make or permit to be made of this information. Neither Finance For You Ltd, any or its affiliates or any other person involved in or related to compiling, computing or creating this information makes any express or implied warranties or representations with respect to such information or the results to be obtained by the use thereof, and Finance For You Ltd, its affiliates and each such other person hereby expressly disclaim all warranties (including, without limitation, all warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose) with respect to this information. Without limiting any of the foregoing, in no event shall Finance For You Ltd, any of its affiliates or any other person involved in or related to compiling, computing or creating this information have any liability for any direct, indirect, special, punitive, consequential or any other damages (including, without limitation, lost profits) even if notified of, or if it might otherwise have anticipated, the possibility of such damages.

Customer Complaints

Our aim is to please but we know that sometimes things go wrong. If you have a problem, we want to know. Our staff will be happy to help you either on the telephone or in writing. Should you need to write to us, please address your complaint to The Complaints Officer at Finance For You Ltd, 77 New Street, Killarney, Co Kerry  V93 YCY5 or email us to info@financeforyou.ie

Force Majeure

We shall not be held liable for any breach of these Website Terms and Conditions or any failure to provide or delay in us providing our services through this Website resulting from any occurrence beyond our reasonable control including (without limitation) strikes, lock-outs and other industrial disputes, break-down of systems or network access, fire, explosion or accident failure of any third party telecommunications or service provider.