Traditionally in Ireland, a poor credit history can hinder your ability to borrow money to purchase a Car. We assess your application individually and are willing to approve Hire Purchase Finance for individuals even with a poor credit report or history. Naturally, the interest rates charges for such finance are higher than traditional loans, as the associated risks are also higher. However and critically, as Finance for You is a member of the Central Credit Register, as you repay your loan to us, we will report this each month to the Central Credit Register and this will start to repair and improve your credit rating and report. Thereby, assisting you borrow in the future at lower rates.
So, if you have been declined for a Car loan as you have a less than perfect credit history, contact us today. These loans are also subject to our current affordability and creditworthiness checks.
Features of our hire purchase finance solution if you have a poor credit history
- Easy monthly repayments to suit your cash flow.
- Finance approved even if you have a poor/bad credit history, thereby giving you a fresh start,
- No hidden upfront fees, charges or penalties,
- Simple, short and convenient application process, i.e. online,
- Fast approval, using the latest technology, no need to take time off work, and be put through a time consuming ‘examination’,
- Meeting your loan repayments will help repair and rebuild your credit history and profile
